Replacing a lost vehicle title in Illinois is a relatively straightforward process that most people complete within a few days. Here are the steps:

• Complete Form VSD 190. This is the Illinois Application for Vehicle Transaction. You can download it from the Illinois Secretary of State website or pick it up at any Secretary of State facility.
• Bring your valid ID. A driver’s license or state-issued photo ID is required to verify your identity.
• Pay the duplicate title fee. Illinois charges a fee for duplicate titles, which is typically under $100. Check the current fee schedule on the Secretary of State website before you go.
• Submit in person or by mail. You can process the request at an Illinois Secretary of State Driver Services facility in person for faster turnaround, or mail the completed form and payment to the Vehicle Services Department in Springfield.
• Wait for processing. In-person processing can result in same-day or next-day issuance in some cases. Mail processing typically takes 7 to 10 business days.
  
  

Once you have the duplicate title in hand, the rest of the sale with EZ Cash Cars proceeds normally: call with your vehicle details, accept the offer, schedule pickup, and receive cash on the spot. The duplicate title is fully valid for ownership transfer purposes. There is no penalty or stigma associated with selling a vehicle on a duplicate title.